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What are the primary access to health care concerns of the U.S. public?
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Week 4 DQ 2
In the U.S., can a low-income person receive access to high quality care? What policies are in place to promote this?
Week 4 Midterm Exam
1.
Question :
(TCO 1) Which statement most accurately describes the relationship between health insurance and health?
Student Answer:
1- Compared with the insured person, the uninsured tend to be diagnosed at later stages of life-threatening illnesses.(Chapter 3, pg 21-22)
2- Having health insurance has no impact on a person’s overall health. Genetics and lifestyle choices are the only factors proven to impact health.
3- In an effort to avoid high-cost hospitalizations, the uninsured are more likely to practice health maintenance behaviors than those with insurance.
4- People who have health insurance display a 25 percent increased risk of dying when compared to the uninsured.
2.Question :
(TCO 2) Which of the following are stakeholders in health care policy?
Student Answer:
1- Individuals, Businesses, Consumers, and Purchasers(Answer located on page 193 in textbook)
2- Purchasers, Medical Suppliers, Providers, and Businesses
3- Providers, Hospitals, Physicians, and Insurers
3.Question :
(TCO 3) Proportional payments are ________________.
Student Answer:
1- The ratio of payment to income that is the same for all classes. (Chapter 2, pg. 14)
2- payments that take a falling percentage of income as income increases.
3- payments that take a rising percentage of income as income increases.
4-A set fee regardless of income.
4.Question :
(TCO 4) Which of the following is an effective cost control mechanism?
Student Answer:
1- Raising physician fees
2- Capitation payments (Located in Chapter 9 on page 108)
3- Patient cost sharing
4- Risk transfer
5.
Question :
(TCO 1) How is Health Policy Formed?
Student Answer:
1- Through discussion with patients
2- Through the judicial system
3- Through the legislative process
4- Both B and C (Week 1 Lecture)
Points Received:
5 of 5
Comments:
6.Question :
(TCO 3) Which of the following are modes of paying for health care?
Student Answer:
1- Capitation, Fee-for-service, and Salary
2- Out-of-pocket payments, individual private insurance, employment-based private insurance, and government financing (Chapter 2, pg 5)
3-Private Insurance and government financing
4- Medicare, Medicaid, Private Insurance


