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Assignment, Sociology
Annotation 9
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Project description
Instructions for Annotation #9
8 THOROUGH Paragraphs
Paragraphs
1& 2) : Summarize the “Maxed Out” documentary (or In Debt We Trust,
or Inside Job) and reflect on what your learned.
Paragraph 3): Choose one thing from Week 9 notes that you learned and explain what you learned.
Paragraph 4):
AFTER viewing the “crisis of credit” short animated video….describe
your understanding of the credit crisis? What is it? How did it happen?
What’s the macro-micro connection (consumers, big banks, etc.)
Paragraph 5):
From
the info provided in Week 9 notes (and with the info you know already),
what solutions to the credit crisis (or debt problems in general) do
you think are best? Would you prescribe more macro or micro solutions?
Paragraph 6) a full paragraph is not needed, just write the sentence
below and fill in the blank, using the calculator (link supplied here)
by inputting your own figures
http://www.suzeorman.com/suze-tools/compound-interest-forecaster
“I
could invest $____ dollars now and $____ a month at ___ interest rate
(1- 2% =very conservative investor, 4%=relatively conservative, 6%
=stocks/bonds, 8% and higher = moderately to relatively aggressive
stocks/mutual funds) until I am 65, ___years, and have about $___ when I
am 65.
**If you are not familiar with vehicles of investment and rate of return, here is a sample outcome from an S&P 500 index fund, average annual rate of return, ending on Dec 31, 2013 This mutual fund is a blend of domestic large company stock and would be considered fairly aggressive, as you can see from the volatility.
Paragraphs 7,8
Comment on the student loan
articles “College debt Crisis : The debt that won’t go away” (first
student loan link in Course Content or here:
http://www.cnbc.com/id/41511601)
and info presented in weekly notes on student debt and/or
the second link “Student debt climbs as credit risk gets steeper” –
