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There are federal statutes governing fair credit practices and debt collection. It is important to have an understanding of how these work. Consider the following case and reference regarding it that I have provided and discuss the kind of prohibited practices perpetrated on consumers.
CFPB v. Security National Automotive Acceptance Company, LLC (S.D. OH No. 1:15 CV 401 (complaint filed June 17, 2015). Administrative consent order entered October 28, 2015, Federal district court order entered Oct. 26, 2015.
Reference: Consumer Financial Protection Bureau, CFPB Takes Action Against Servicemember Auto Lender for Aggressive Debt Collection Tactics (June 2015), available
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